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Reading time: 4 minutes Debts have become a way of life for many individuals and businesses. This phenomenon has been necessitated by financial access and credit access in Kenya which stands at 83.7% and
Reading time: < 1 minute We often have aspirations whose financial obligations are beyond our reach. We may wish to buy a home, open a business, fund education, among other things, but our current financial
Reading time: < 1 minute Borrowing, when managed wisely, can facilitate opportunities for growth, investment, and financial stability. It allows us to access resources we may not have immediately, enabling us to pursue goals, make
Reading time: < 1 minute Factors that can help you assess whether you’re borrowing smart: ◾ Purpose Evaluate the purpose of the borrowing. Is it for a strategic investment that has the potential to increase
Reading time: < 1 minute Purposeful borrowing Healthy borrowing involves taking out loans for specific purposes that align with your financial goals. Comparing options Healthy borrowing involves shopping around for the best loan terms, including
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