The Art of Strategic Borrowing
Abojani
April 29, 2024
We often have aspirations whose financial obligations are beyond our reach. We may wish to buy a home, open a business, fund education, among other
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We often have aspirations whose financial obligations are beyond our reach. We may wish to buy a home, open a business, fund education, among other
Borrowing, when managed wisely, can facilitate opportunities for growth, investment, and financial stability. It allows us to access resources we may not have immediately, enabling
Factors that can help you assess whether you’re borrowing smart: ◾ Purpose Evaluate the purpose of the borrowing. Is it for a strategic investment that
Purposeful borrowing Healthy borrowing involves taking out loans for specific purposes that align with your financial goals. Comparing options Healthy borrowing involves shopping around for
This rule is a simple guideline to help you manage your money wisely. Here’s how it works: 50% for Needs Allocate 50% of your income
If you find yourself desiring to create a budget but feel uncertain about the tools or the process, consider using spreadsheets like Excel or Google
The 50-30-20 budgeting rule was popularized by US senator Elizabeth Warren and her daughter Amelia Warren Tyagi, in the book “All Your Worth”. It is
A budget is an estimate of income and expenses over a period of time. A budget is an expression of self-awareness when it comes to personal
Budgeting serves as a powerful instrument for self-awareness, offering us valuable insights into our financial habits, priorities, and values. Here’s how the practice of budgeting
If you have a particular goal in life, you can find numerous books that offer guidance on how to achieve it. The secret is to
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